00 - 10
- 00: Approved / completed / recorded successfully
- 01: Refer to card issuer
- 02: Refer to card issuer, special condition
- 03: Invalid merchant
- 04: Pick up card
- 05: Do not honour
- 06: Error
- 07: Pick up card, special condition
- 08: Honour with identification
- 09: Request in progress
- 10: Approved, partial
11 - 20
- 11: Approved, VIP
- 12: Invalid transaction
- 13: Invalid amount
- 14: Invalid card number
- 15: No such issuer
- 16: Approved, update Track 3
- 17: Customer cancellation
- 18: Customer dispute
- 19: Re - enter transaction
- 20: Invalid response
21 - 30
- 21: No action taken
- 22: Suspected malfunction
- 23: Unacceptable transaction fee
- 24: File update not supported
- 25: Unable to locate record
- 26: Duplicate payment token in digital wallet
- 27: File update edit error
- 28: File update file locked
- 30: File update failed
31 - 40
- 31: Bank not supported
- 32: Completed partially
- 33: Expired card, pick up
- 34: Suspected fraud, pick up
- 35: Contact acquirer, pick up
- 36: Restricted card, pick up
- 37: Call acquirer security, pick up AE Message sequence error
- 38: PIN tries exceeded, pick up A0 - ZZ Further error codes pertaining to Base 24(BIC) ISO and VodaPay Gateway switch functionality
- 39: No credit account
- 40: Function not supported
41 - 60
- 41: Payment token blocked
- 42: No universal account
- 43: Stolen card
- 44: No investment account
- 45: Account closed
- 51: Insufficient funds
- 52: No cheque account
- 53: No savings account
- 54: Payment token expired *
- 55: Incorrect PIN
- 56: Payment token not found
- 57: Transaction not permitted to cardholder
- 58: Transaction not permitted on terminal
- 59: Suspected fraud
- 60: Contact acquirer
61 - 90
- 61: Exceeds withdrawal limit
- 62: Maximum number of payment tokens in digital wallet exceeded
- 63: Security violation
- 64: Original amount incorrect
- 65: Exceeds withdrawal frequency
- 66: Call acquirer security
- 67: Hard capture
- 68: Response received too late
- 75: PIN tries exceeded
- 77: Intervene, bank approval required
- 78: Intervene, bank approval required for partial amount
- 90: Cut - off in progress
90 - 98
- 91: Issuer orswitch inoperative
- 92: Routing error
- 93: Violation of law
- 94: Duplicate transaction
- 95: Reconciliation error
- 96: System malfunction
- 97: Cancelled by operator
- 98: Exceeds cash limit
A0 - ZZ
- AE: Message sequence error
- A0-ZZ: Further error codes pertaining to Base 24 (BIC) ISO and VodaPay Gateway switch functionality